Income Protection gives you financial peace of mind while you are temporarily unable to work due to sickness or injury.
Income Protection will provide you with up to 70 per cent of your pre-disability earnings for the time you are unavailable to work (after an initial waiting period). Payments are made through monthly instalments for a nominated period, assisting you in maintaining your household while you are on the mend. You can choose from a range of benet periods (the maximum time that you are paid for whilst unable to work) and a range of waiting periods (the length of time that you must be off work before the insurer starts paying)
Life insurance is designed to provide a lump sum payment in the event of death or if you were diagnosed with 12 months or less to live. It has a built-in funeral benet for most providers which is between $15-25K. Coverage is generally available from $50,000.
Beneficiaries generally use the funds to pay out a mortgage, pay for children’s education, pay off any additional debt, provide for funeral expenses and future living expenses etc.
Total and Permanent Disability (TPD) Insurance supports you financially if you are permanently disabled and unable to work again in any of your own occupation, because of a sickness or injury.
It is generally assumed that you would have the same liability, if not more, than if you were to pass away, as you may require a carer. The cover is generally available from $50,000.
TPD Insurance provides a single lump-sum payment allowing you to gain access to medical and rehabilitation treatments of your choice. It will also allow you to make any required medications to your home.
Trauma Insurance will pay you a lump sum if you suffer a critical illness or a serious injury e.g., heart attack, stroke, cancer, severe burns, paraplegia etc.
It helps you to get back on your feet with ease, assisting you financially with your recovery process. In the event you become critically ill or injured, and require extensive health treatment, you are paid a lump sum that can assist you to gain access to the best medical advice and treatments or just to cover your life’s expenses.
Income Protection gives you financial peace of mind while you are temporarily unable to work due to sickness or injury.
Income Protection will provide you with up to 70 per cent of your pre-disability earnings for the time you are unavailable to work (after an initial waiting period). Payments are made through monthly instalments for a nominated period, assisting you in maintaining your household while you are on the mend. You can choose from a range of benet periods (the maximum time that you are paid for whilst unable to work) and a range of waiting periods (the length of time that you must be off work before the insurer starts paying)
Life insurance is designed to provide a lump sum payment in the event of death or if you were diagnosed with 12 months or less to live. It has a built-in funeral benet for most providers which is between $15-25K. Coverage is generally available from $50,000.
Beneficiaries generally use the funds to pay out a mortgage, pay for children’s education, pay off any additional debt, provide for funeral expenses and future living expenses etc.
Total and Permanent Disability (TPD) Insurance supports you financially if you are permanently disabled and unable to work again in any of your own occupation, because of a sickness or injury.
It is generally assumed that you would have the same liability, if not more, than if you were to pass away, as you may require a carer. The cover is generally available from $50,000.
TPD Insurance provides a single lump-sum payment allowing you to gain access to medical and rehabilitation treatments of your choice. It will also allow you to make any required medications to your home.
Trauma Insurance will pay you a lump sum if you suffer a critical illness or a serious injury e.g., heart attack, stroke, cancer, severe burns, paraplegia etc.
It helps you to get back on your feet with ease, assisting you financially with your recovery process. In the event you become critically ill or injured, and require extensive health treatment, you are paid a lump sum that can assist you to gain access to the best medical advice and treatments or just to cover your life’s expenses.
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